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The Metro Advantage
gives you the choices you want and the benefits you need. The
Metro Advantage Relationship accounts reward you for the total
banking relationship you have with Metro. All you need is a Metro
Advantage Checking Account or any loan product Metro offers and
you qualify for the Metro Advantage.** And the best part is that
as your relationship grows, so will your benefits! Yes...it is
that easy! In fact, as your loan and deposit balances increase,
you will automatically advance to the next level. And you won't
need to lift a finger to receive the attractive benefits and
savings described below! Move between the four relationship
accounts based on your combined month end deposit and loan
balances to waive fees and receive special rates and services. |
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Premiere |
Preferred |
Plus |
Signature |
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$50,000.00 or more**** |
$25,000.00 – $49,999.99**** |
$2,500.00 – $24,999.99**** |
Balances less than $2,500.00**** |
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The stronger your relationship the more advantages you receive. To
qualify for The Metro Advantage Relationship, all you need is a
Metro Advantage Checking Account or Loan Relationship**. |
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Metro Advantage Checking Monthly Maintenance Fee |
None |
None |
None |
$10.00 |
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Foreign ATM's† |
Unlimited with Direct Deposit Without Direct Deposit 5 Free
Foreign ATM's, All others $1.00 |
Unlimited with Direct Deposit Without Direct Deposit 3 Free
Foreign ATM's, All others $1.00 |
Unlimited with Direct Deposit $1.00 Without Direct Deposit |
$1.00 |
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1st order of Checks |
No charge for checks |
Free |
Free |
Refer to Fee Schedule |
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Money Orders |
Unlimited Free |
$1.00 per money order |
$1.50 per money order |
$2.50 per money order |
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Treasurer Checks |
Unlimited Free |
One Free a Day Additional Check $2.50 |
One Free a Day Additional Check $4.00 |
One Free a Day Additional Check $5.00 |
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Traveler's Checks |
Unlimited Free |
First $1,000 Free, 50¢ per $100 thereafter |
First $1,000 Free, $1.00 per $100 thereafter |
First $1,000 Free, $1.00 per $100 thereafter |
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Metro Sweep – OD Protection from a Deposit Account |
Free |
Free |
Free |
$2.50 per transfer |
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Metro's Courtesy Pay* |
$25 per Courtesy Pay Up to $1,000 available |
$25 per Courtesy Pay Up to $750 available |
$25 per Courtesy Pay Up to $500 available |
$25 per Courtesy Pay Up to $250 available |
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CD Bump |
Bonus of 35 basis points |
Bonus of 25 basis points |
Bonus of 15 basis points |
Not Available |
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Installment Loan Cash Back Reward** |
Receive a check for 1% of loan amount at closing |
Receive a check for 1/2% of loan amount at closing |
Receive a check for ¼% of loan amount at closing |
Not Available |
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Metro MasterCard CURewards |
Receive 5,000 CURewards Points when card is issued. |
Receive 2,500 CURewards Points when card is issued. |
Receive 1,000 CURewards Points when card is issued. |
Not Available |
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Mortgage Discounts |
$250 off closing costs |
$150 off closing costs |
$100 off closing costs |
Not Available |
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Home Equity Loan Discounts |
State recording fees waived |
$125.00 towards state recording fee |
$50.00 towards state recording fee |
Not Available |
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IRA Fees Waived |
Yes |
No |
No |
No |
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Stop Payment |
Free |
$10.00 |
$15.00 |
$15.00 |
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Savings Fee |
Fee waived |
Fee waived |
Fee waived |
Refer to Fee Schedule |
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* Metro's Courtesy Pay – See Truth In Savings Disclosure for
Details. ** Members with a Metro Silver, eChecking, Value or Free
Checking are not eligible for relationship accounts. *** Applies
to closed end installment loans. **** Combined month end deposit
and loan balances. † Foreign ATMs, other financial institutions
may charge for the use of their ATM. |