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Small Business Solutions
Metro understands the priorities and concerns of a business owner. We
know that having an accessible, dedicated and knowledgeable business banking
partner who knows and cares about your business is essential to your
success. We also understand that different businesses have different needs.
Whether it is flexible checking, managing your cash flow, having convenient
access, or looking for a quick loan decision, Metro offers you affordable
and effective business banking solutions.
Metro's Business Checking Solutions
Whether you have low account activity or more sophisticated banking
needs, Metro has an account that is right for your business.
|
Account Name |
Business Profile |
Features |
Pricing |
|
Business Checking
150 |
l
You have low monthly checking activity – less than 150 transactions*
per month.
l
You maintain relatively low daily balances.
l
You would like to minimize costs. |
l
No monthly service charge.
l
150 free transactions* per month.
l
No minimum balance requirement.
l
Access
your account anytime by phone, ATM or through MetroNeT.
l
Overdraft Protection Available.
l
No annual fee Business Visa
Check Card. |
l
No monthly service charge.
l Includes 150 free transactions*
per
month.
l There is a transaction fee of
50¢
for each item over 150. |
|
Business Checking
300 |
l
You have moderate checking activity - less than 300 transactions*
per month.
l
You maintain an average daily balance of $1,500 in your business
checking account.
l
You would like to minimize cost. |
l
300 free transactions* per month.
l
Monthly maintenance fee waived when balance requirements are
maintained.
l
Access your account anytime by phone, ATM or through MetroNeT.
l
Overdraft Protection Available.
l
No annual fee Business Visa Check Card. |
l
$8.00 monthly service fee is waived by keeping an average daily
balance of $1,500.
l
Includes 300 free transactions* per month.
l
There is a transaction fee of 25¢ for each item over 300. |
|
Business
Relationship Checking |
l
You have a high number of monthly transactions.
l You prefer to use your balance to
offset checking account charges. |
l
You receive an earnings credit allowance for balances to offset
service charges.
l
You receive unlimited transactions and check writing.
l
Access your account anytime by phone, ATM or through MetroNeT.
l
Overdraft Protection Available.
l
No annual fee Business Visa Check Card. |
l
$15.00 monthly service charge.
l
75¢ per deposit.
l
8¢ per item deposited.
l
20¢ per check paid and all withdrawals.
l
The earnings credit allowance** is based on a competitive monthly
rate and is used to offset the item charges listed. |
*
Transactions are deposits, deposited items, checks paid and all withdrawals,
including electronic debits.
**
Earnings Credit Allowance is based on the 91-Day Treasury Bill Auction Rate.
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Small Business Loan Solutions
Our goal is to help keep you focused on your business at hand. Whether it
is managing cash flow, purchasing equipment, or looking for a quick loan
decision, Metro offers you business banking solutions for today and
tomorrow.
If your business needs quick, convenient financing for working capital or
equipment purchases, Metro's business loan products are right for you. Metro
offers a variety of business loans at highly competitive rates for virtually
every need. From lines of credit and term loans to real estate loans and
credit card services, we have the money you need to succeed.
Applying for a business loan is fast & easy. Just complete the
application and return it along with the required information. Your Metro
Business Banking Specialist will have an answer to you in less than three
business days – guaranteed, and you'll close on your loan within a week.
- Visa Platinum Business Credit Card with low annual percentage rate
of 10.90% and Cash Back or CURewards incentives.
To apply:
Click Here to print off an
application. After completing the form, please return to Metro (Adobe
Acrobat needed to view application)
The following information is required at time of application:
- Most recent federal business tax return
- Most recent Owner(s) tax return(s)
- Most recent tax assessment for real estate collateral
Other Business Banking Solutions
- Business Savings <Click here for rate sheet>
- Business Money Market Accounts -
Rates
- Business Certificates of Deposit -
Rates
- Merchant Credit Card Services
- Overdraft Protection with No Annual Fee
- Business Visa Check Card (Debit)
- Free Bill Payment
- Free Online Banking through MetroNeT
- Night Depository Services
- Coin and Currency
- Wire Transfers
- Sweep Services
- Electronic Services Processing
- 24/7 Telephone Access with MATT (Metro's Automated Telephone Teller)
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